Scoreo

Bendel Insurance vs Kwara UnitedNPFL 2019

Bendel Insurance
Bendel Insurance
FT
20
HT: 20
Kwara United
Kwara United
12/27/2025NPFLNPFL · Round 19Samuel Ogbemudia Stadium

Match Prediction

Statistical Prediction

Based on goals from last 80+ matches

Bendel Insurance59%
×Draw27%
Kwara United14%
Correct in 50 of 100 matches — 6 more than always backing the home side
Model
49.7%
Always home
44.3%

The model picks a winner (home or away) for each finished match using only pre-kickoff data, then checks it against the real result: 49.7% correct across 106,786 matches, vs 44.3% for always backing the home side.

Home picks 50.7% correct · Away picks 47.3% correct

Football matches only. Past performance is not indicative of future results.

Expected goals in this match

What is xG?

Every shot is scored 0–1 by how likely it is to be a goal from that spot — a chance in the middle of the box ≈ 0.4, a long shot from a tight angle ≈ 0.03, a penalty ≈ 0.76. Add them up over a match and that is the xG.

The scoreline can lie: you can win 1-0 on a fluke while creating half the chances. xG shows who was really closer to scoring — and over a season it predicts results better than goals alone.

Bendel Insurance
1.43
Kwara United
0.54

Bendel Insurance creates 165% more chances

Season form · 80 home / 128 away

creates per match

Bendel Insurance
1.31
Kwara United
0.58

allows per match

Bendel Insurance
0.51
Kwara United
1.55

finishing

Bendel Insurance+0.00on par
Kwara United+0.00on par

Total goals

69%Under
  • Under69
  • Over31

Fewer than 3 goals likely

Both teams score

68%No
  • No68
  • Yes32

One side may not score

Score probability

Probability of each scoreline, %

Bendel Insurance

Kwara United
0
1
2
3
4
0
0014%
018%
022%
030%
040%
1
1020%
1111%
123%
131%
140%
2
2014%
218%
222%
230%
240%
3
307%
314%
321%
330%
340%
4
402%
411%
420%
430%
440%

Most likely 1–0 (20%) · grid covers 98% of scorelines

More markets

Total goals

OverUnder0.5
86%14%1.5
59%41%2.5
31%69%3.5
14%86%4.5
5%95%

Double chance

Bendel Insurance or draw
86%
Bendel Insurance or Kwara United
73%
Draw or Kwara United
41%

Winning margin

Bendel Insurance wins by 2+
30%
Kwara United wins by 2+
3%

Team goals

Bendel Insurance 1+ goals
76%
Bendel Insurance 2+ goals
42%
Bendel Insurance 3+ goals
17%
Kwara United 1+ goals
42%
Kwara United 2+ goals
10%
Kwara United 3+ goals
2%

Draw no bet

Bendel Insurance (draw refunded)
81%
Kwara United (draw refunded)
19%

Combos

Both score & 3+ goals
21%
Both score & under 3
11%

Model probabilities, not odds. For information only.

How is this calculated?

Every number below comes from this match — nothing is made up.

1

Recent form of each side

Bendel Insurance at homecreates 1.31, concedes 0.51 · 80 matches

Kwara United awaycreates 0.58, concedes 1.55 · 128 matches

Home and away form are counted separately — the home-field edge is already baked into these numbers.

2

Expected goals for this match

Bendel Insurance attack 1.31 + Kwara United defence 1.55 → ÷2 → 1.43

Kwara United attack 0.58 + Bendel Insurance defence 0.51 → ÷2 → 0.54

Each side's attack is blended with the other's defence, then averaged.

3

Chance of every scoreline

From those two numbers a Poisson distribution gives the probability of each exact score — the grid shown above.

4

The answer to "why 59%?"

Bendel Insurance scores more
59%
level
27%
Kwara United scores more
14%

Bendel Insurance at 59% is simply the biggest of the three — that is the pick.

What the model can't see

It reads only the stats of recent matches. It knows nothing about:

  • injuries & suspensions
  • the matchday lineup
  • motivation — cup, relegation, a title race
  • weather & pitch condition
  • in-game coaching decisions

So 59% does not mean "Bendel Insurance will win" — it means "on the available stats, this is the most likely result."

Statistical model based on expected goals (xG). For informational purposes only.

Probable lineups not yet announced

Starting lineups are usually confirmed ~1 hour before kickoff

Bendel Insurance 2 – 0 Kwara United

Bendel Insurance beat Kwara United 2-0 in NPFL on December 27, 2025.

The match was played at Samuel Ogbemudia Stadium in Benin City.